Financial planning changes due to changed life expectancies

Since I was a teenage, I’ve always had a life plan. The general gist of it was get a good final mark, go to the university in the city and get a degree in business. I would have met my husband in one of my classes and we wouldn’t start a family until we had travelled the world together. Up until a few years ago, I thought that everything would go according to plan. I had graduated high school and gotten into the course of my dreams. Studying in university was a lot more difficult than high school. You didn’t get everything handed to you on a silver platter. But soon enough I got the hang of it and I was getting the top scores in my subjects.

By the time I had finished my degree however, I had no clue what to do. I had no job apart from a casual position at a department store and was in no financial state to be travelling to the next state over, let alone the world. The university debts made sure of that. Everything seemed to be at a stalemate. What could I do next? I needed a job but I wasn’t sure what to do with my degree.

I began my research and consulting my university for career options. I knew I was interested in design and business but what kind of job incorporated the both? It wasn’t until a friend suggested that I look into opening my own business that I knew what to do. Over the years I had racked up an enormous collection of designer dresses from university event and hadn’t even touched them again. I had tried my luck on Facebook trade groups trying to sell them, but I never gained enough traction. So I decided to start up a test website where I would advertise my dresses and try to rent it out.

Of course website designers wouldn’t come cheap so I had to go to a financial planner to ask how I could switch up my finances to support my new business venture. So much went into changing my financial plans but soon, I was able to get my idea off the ground. I opened up my company and 5 years later, it’s a huge success.

So my advice is, don’t expect everything to go according to plan. Because mine didn’t and now I can’t imagine doing anything else.